UnionBank GlobalLinker Terms of Use / User Agreement


Updated on: 16 December 2019


This User Agreement (“Agreement”)/Terms of Use sets out the terms, conditions and policies that govern the use of unionbank.globallinker.com (“UnionBank GlobalLinker”). By signing up for UnionBank GlobalLinker or by using our webpage, including our services or any content or information which is provided as a part of UnionBank GlobalLinker services, you acknowledge that you have read and understood all the terms, conditions and policies governing UnionBank GlobalLinker, which includes without limitation the terms of this Agreement, UnionBank GlobalLinker’s Privacy Policy and other Agreements, and that you agree to be bound by all of its provisions. If you are using UnionBank GlobalLinker on behalf of a firm/enterprise or another legal entity (“Company”), you are nevertheless individually bound by the terms, conditions and policies governing GlobalLinker even if your Company has a separate agreement with us. If you do not agree to the terms of this Agreement (as may be updated from time to time), you may not sign up for UnionBank GlobalLinker or access, view, download or otherwise use UnionBank GlobalLinker webpage, content, information or services or may close your existing UnionBank GlobalLinker Account.


Scope of this Agreement


1 Introduction


1.1 About UnionBank GlobalLinker

UnionBank GlobalLinker– a business networking solution, aims to help small and medium businesses in making their business growth simple


Many modules and features are brought together in a single experience


Welcome to UnionBank GlobalLinker, a global business network, operated and owned by DigiVation World Pte Ltd, a company incorporated and registered in Singapore (“DigiVation”), and offered by UnionBank of the Philippines (‘UNIONBANK’) to small and medium enterprises (SME) and to those owning, managing and/or employed with such SMEs. UnionBank GlobalLinker provides access to a wide range of modules and features, supported by expert and community interaction, and helps, among other things, find work/business opportunities, strike deals, learn new concepts, and exchange ideas.


UnionBank GlobalLinker may be used by SME owners and employees in Philippines (and to a limited extent, initially, by those outside Philippines).


1.2 UnionBank GlobalLinker’s Scope of Services

What you may expect from the services, features and capabilities offered by UnionBank GlobalLinker as a bouquet of SME relevant services in a single place


UnionBank GlobalLinker consists of several modules and features and presents special offers on product(s) and/or service(s) (via “Biz Offers”) from select Affiliate Partners (“Affiliate Services”) and UnionBank GlobalLinker (“UNIONBANKGL Services”) in addition to a ‘UNIONBANK widget name’ widget. Together, these modules, features and Biz Offers create the services (“Services”).


As a Member of UnionBank GlobalLinker, you will also be part of a Global community, as GlobalLinker reaches out to more Members including those signing up to solutions within and outside UnionBank GlobalLinker. This will help expand your interaction options and help create increased value to you as a UnionBank GlobalLinker Member.


1.3 Scope of this Agreement

Our offerings may encompass several services and communication mediums


Using these mediums and services you agree to abide by the terms mentioned for each service.


You agree that by using UnionBank GlobalLinker, including our mobile applications*, developer platform*, premium services*, or any other content/information provided as part of the Services (*as and when available), you are entering into a legally binding Agreement with DigiVation and you agree to be bound by the terms of this Agreement. You acknowledge that you have read and understood the terms and conditions of this Agreement and that you agree to be bound by all of its provisions.


UnionBank GlobalLinker membership is available to SMEs and to those owning, managing and/or employed with such SMEs. If a Company registered on UnionBank GlobalLinker is listed on a public stock exchange, except such platforms specially set-up for Small Businesses by major stock exchanges, and/or is a part of a Conglomerate/Group, UnionBank GlobalLinker reserves the right to offer alternate means for participation on UnionBank GlobalLinker by such a Company(ies) and/or close memberships of such Company(ies) and Members associated with such Company(ies). The promotional offers, special rates and packages offered on UnionBank GlobalLinker are available to a Member only and are non-transferable, non-exchangeable, and non-encashable. UNIONBANK reserves the right to discontinue, alter or modify the promotional offers, special rates and packages to a Company(ies) and/or its Members(s) at our sole discretion without assigning any reason. UnionBank GlobalLinker reserves the right to disable access to any Member to UnionBank GlobalLinker without assigning any reason and no cause of action shall lie with such Member. A Member cannot transfer any offer/s available on UnionBank GlobalLinker to someone who is not a Member and any such attempt will be a violation of the Terms of Use and may result in termination of membership and closure of the Company and/or Member Account(s).


Using UnionBank GlobalLinker by companies directly or indirectly competing with UNIONBANK and its partners for the purpose of learning and understanding UnionBank GlobalLinker with intent to produce same or similar solutions and outputs is also not permitted. UNIONBANK, its partners and DigiVation can be liable to force-close your account and/or take legal action.


Any use of UnionBank GlobalLinker, to solicit/sell products and services that are the same or similar to products and services offered on UnionBank GlobalLinker by UNIONBANK and/or affiliate partners within Biz Offers or as a part of any module, is not permitted. UnionBank GlobalLinker reserves the right to remove such offers or messages made using any communication tool on UnionBank GlobalLinker and/or advise such Company(ies) and/or Member(s) to refrain from making such offers in any form. Repeated attempts to breach these terms may lead to closure of memberships of such accounts. This, however, does not apply to cases of non-solicitation where an interested Company(ies) and/or Member(s) may have contacted the member in question without any solicitation effort.




This Agreement is applicable to all the Services available on UnionBank GlobalLinker. In addition to this Agreement, and depending on the Services opted for or products purchased or special promotions or offers availed by you, you accept further terms and conditions of service (“TOS”) for each such Service, if any, which may be updated or modified by UnionBank GlobalLinker from time to time. These TOS can be found in the page of UnionBank GlobalLinker where you will avail of any Service(s) or offer or purchase a product or participate/register for special promotions. You agree to abide by such TOS, including payment of amount when due and comply with all rules and restrictions regarding the availability of products and/or services or offer set out therein. Such TOS shall be deemed to be a part of this Agreement and in the event of a conflict between such TOS and this Agreement, the terms of this Agreement shall prevail. For avoidance of doubts, it is clarified that availing of the Services by the Member constitutes an acknowledgement and acceptance by the Member of this Agreement and the TOS.


2 Key Terms


2.1 User

Any user who navigates and uses UnionBank GlobalLinker


A user may or may not be signed up with (or have created an Account on) UnionBank GlobalLinker


A user may use the modules, features, services and content available on the pre-login site of UnionBank GlobalLinker.


2.2 Member

A registered User with UnionBank GlobalLinker


A Member is a user who has signed up with UnionBank GlobalLinker; directly or via third party sign ups; and verified the Account.


A Member who is either inactive or ceases to be associated with a Company may continue to remain a Member so long as his/her user Account is not closed.


When a user Account is closed (self-initiated or by UnionBank GlobalLinker), such user ceases to remain a Member.

2.3 Your Company Network

Your Company Network on GlobalLinker comprises of employees of your Company who have signed up for GlobalLinker and joined your Company Account 


UnionBank GlobalLinker creates a network of Companies with Members associated with it. Company Admin signing up and creating Company Profile agree to provide a true representation of the Company and that the Company is a valid and registered association formed to carry on a legal/legally recognized business. 

By joining or creating or registering a Company Account on UnionBank GlobalLinker, you confirm that you are truly part of the said Company.  All members must use the Company network and its features/tools to communicate only for official/work related activities, using appropriate language to communicate with every member within their Company Network and outside their Company Network. Every member is also responsible for all actions performed on behalf of the Company in connection with communications with other Companies and Members. The company admin reserves the right to 'remove' any member who does not adhere to the above and/or is not a part of the company and has joined the company network. 


Company Admin (see definition in 2.4 below) should create a unique Company Account, and avoid creation of duplicate Company Accounts.



2.4 Company Administrator (Company Admin)

To maintain smooth conduct of Company activities and managing critical requests, the Company Admin plays a critical role in the Company Network, and is responsible for maintaining and managing the Company Profile, Members and other activities.


If you are the first employee of your Company to become a Member, you will be designated “Administrator” (Company Admin) of the Company Account on GlobalLinker. 

Any additional employees from your Company will be “provisionally approved” as Members. You will be notified of any new employees joining and action on your employee network via 'My Company Network' in your settings. You may transfer/reassign your “Administrator” (Admin) rights to another Member, who is also an employee of your Company. 

Your Company Account on UnionBank GlobalLinker will be managed by the Company Admin, either self-appointed (on signing up as the first employee of the said Company) or via ‘rights’ transfer, who will be an employee of your Company. 

The Company Admin, in addition to Member activities and responsibilities, shall conduct activities so the Company and its Members enjoy benefits and services, update and maintain activities and information, and must be an active member in the Company Account. By being a Company Admin, you agree that you take responsibility of all actions and activities conducted by you on behalf of your Company. As a Company Admin, you are also responsible to ensure correctness of information provided by you or your Company Member in the Company Profile section. 

As a Member of your Company Account, if you feel that the Company Admin is not acting in the interest of your Company or is inactive, you may contact UnionBank GlobalLinker at info@unionbank.globallinker.com. We at our discretion and on proofs made available may accordingly take action to transfer rights/restrict/remove/close the said Member Account on UnionBank GlobalLinker. 


2.5 eBusiness Cards (eBiz Cards)

eBiz Cards facilitate networking among Members and Companies on UnionBank GlobalLinker 

While creating your Account, eBusiness Cards (“eBiz Cards”) will be created for your Company (if you are a first time “Administrator” of your Company Account) and for you as a Member. This is a primary form of identification and networking on UnionBank GlobalLinker. Such eBiz Cards and profiles (Company and individual employee Member) are displayed within templates created to aid interaction, networking and promotion of business services between Members of UnionBank GlobalLinker. 

The information provided in Company and/or Member eBiz cards is the sole responsibility of the Company Admin and Member respectively. UnionBank GlobalLinker, DigiVation or UNIONBANK are not responsible or liable with respect to the accuracy or representation of information provided in Company and/or Member eBiz cards. 

VIRTUAL ELECTRONIC BUSINESS CARD NETWORKING is the exclusive property of the parent group of DigiVation DigiVation Digital Solutions Pvt. Ltd., registered under the US Patents Act.


2.6 Affiliate Partners

Companies who will offer their Products and or Services on special terms to Members and Companies on UnionBank GlobalLinker 

UnionBank GlobalLinker’s Affiliate Partners may offer, from time to time, an array of SME relevant products and/or services to Members and Companies. Such services may be either exclusive or customized or specially created for UnionBank GlobalLinker Members or Companies and in certain cases may merely offer the convenience of access on UnionBank GlobalLinker. Affiliate Partner products/services and/or offers may be viewed under the Biz Offers section of UnionBank GlobalLinker and at other places too and may be captioned as appropriate and may include the words “Powered by” preceding the name and or logo of such Affiliate Partners. The engagement of Affiliate Partners and their ongoing management and conduct is solely governed by Agreements and terms agreed between such Affiliate Partners and DigiVation and these terms and consequently, their presence and services on UnionBank GlobalLinker are subject to change without prior notice.


2.7 Company Profile

A brief description and write up and other factual and descriptive information provided by a Company on UnionBank GlobalLinker for other members to review and use in better understanding the Company, its services and capabilities 

Every Company on UnionBank GlobalLinker will be required to create, complete and update its Company Profile. This Company profile will be seen publicly by other Members and will be used by them in making decisions, including but not limited to connecting with the Company, its key contacts or employees. The Company Profile is maintained and managed by its Company Admin and other employee members of the Company may submit update request (Update Request) to the Company Profile for consideration by its Company Admin. 

Certain information provided in the Company Profile may not be displayed publicly and may only be used by UnionBank GlobalLinker for stated purposes. 

Certain Services on UnionBank GlobalLinker may be availed of by Members and Companies only upon completion and authentication of the specified fields by UnionBank GlobalLinker or the appointed/authorized agents and may be performed by the Company Admin. As a Member of your Company Network, you may also contact the Company Admin to take such action.


2.8 Company Verification

UnionBank GlobalLinker conducts a company verification activity; via provision of a government or legally recognised document; to identify legal businesses and may also become eligible for special discounts offered by our partners and affiliates. This activity does not endorse authenticity, capability, backing of a companys capabilities to do business with anyone. Members are advised to use their discretion while entering into transactions with other companies.


3 Your Obligations/Member Responsibility


3.1 Personal Use of our Services

Use of our services are restricted to your and your Company’s use as outlined in this Agreement only and not for commercial benefit 

You may use the Service(s) only for your personal use, and/or that of your Company, only to the extent that you represent and warrant that you have the legal authority to agree to and accept this Agreement on behalf of your Company. The Service is not intended for or licensed for any commercial use. We reserve the right to cancel any or all of the Services at any time at our sole discretion without any notice or liability to you or any other person. 

The download of the whole or significant portions of any functionality of the Service(s), or any part of the Service(s) is prohibited; online or other republication of content is prohibited; and any violation may result in immediate termination of your membership and may result in legal action for injunction, damages, or both. Elements of the Service are protected by trade dress and other applicable laws and may not be copied or imitated in whole or in part. UnionBank.globallinker.com, globallinker.com logo products referenced herein are licensed trademarks of DigiVation. All other product names, Company names, marks, logos, and symbols used in the Services may be the trademarks of their respective owners and may be protected by copyrights, trademarks, or other intellectual property rights and other applicable laws. 

You may use UnionBank GlobalLinker only for lawful purposes and perform no illegal actions, which may harm UnionBank GlobalLinker, its partners, affiliates, members, DigiVation or UNIONBANK in anyway. You will not use UnionBank GlobalLinker to study or understand the functionality to create a Company product or competitive product.


3.2 Registering (sign up) with UnionBank GlobalLinker

A Member joining UnionBank GlobalLinker also creates or becomes a part of their Company network on GlobalLinker. 

Registering with UnionBank GlobalLinker provides you access to a host of services and benefits 

You will provide true and accurate information about yourself and your Company 

You may avail of UnionBank GlobalLinker services by creating an Account for your Company (if one does not already exist) and for yourself. If you are the first employee of your Company to become a Member, you will be designated “Administrator” (Company Admin) of the Company Account on UnionBank GlobalLinker. 

You must be 18 years or older to become a Member of UnionBank GlobalLinker and/or to use the Service(s) available on UnionBank GlobalLinker. By registering with UnionBank GlobalLinker you indicate your Agreement to the terms of this Agreement on the Sign-Up page of UnionBank GlobalLinker, and you confirm to be over 18 years of age. 

As part of the Sign Up process, you will create your Account by providing a unique email address (“Username”) and password directly to the platform or via third-party sites (including but not limited to Facebook, Google). This will allow a ‘single sign-on’ to all of UnionBank GlobalLinker functions, except those that require additional authentication and it is your responsibility to exercise caution while selecting and managing your UnionBank GlobalLinker single sign-in credentials. UnionBank GlobalLinker, DigiVation or UNIONBANK are not responsible for the loss or compromise of your sign-in credentials or for any other unauthorized access. You must also provide UnionBank GlobalLinker with accurate, complete, and updated registration information. Failure to do so will mean a violation of the terms of this Agreement. You understand that you may not (i) select or use a name of another person with the intent to impersonate that person; or (ii) use a name that we, in our sole discretion, deem offensive. UnionBank GlobalLinker in association with UNIONBANK conducts group sign up activities to ease sign up for Companies and its employees. Through this exercise a Company member will share employee information directly or indirectly with UNIONBANK and/or its partners. You understand and consent that such information will be available with UnionBank GlobalLinker before you sign up. 


Only verified members, and who have created or are a part their company network on UnionBank GlobalLinker, will have access to UnionBank GlobalLinker and all features. Until then, members will have limited access to their accounts and prompted to complete the ‘membership’ process to gain complete rights. 

UnionBank GlobalLinker may in its discretion at any time require proof of identity of any person seeking to access and use UnionBank GlobalLinker, and may deny access to it or parts of it or refuse to accept or act upon any communication if UnionBank GlobalLinker is not satisfied with such proof. Additionally, UnionBank GlobalLinker also reserves the right to remove or reclaim a Username if we believe it is appropriate (such as when a trademark owner complains about a username that does not closely relate to a Member's actual name). 

Membership with UnionBank GlobalLinker may attract membership fees, if you sign up you agree to subscribe to these fees. 

UnionBank GlobalLinker reserves the right to contact you through any medium, any channel, and any designated authority to confirm or validate any information provided by you or intimate you of any information.


3.3 Account Security

Keep your account secure by creating a password which is difficult to crack. In addition, you must not share your account details and keep it confidential, and take all measures to keep your sign in credentials confidential. 

Since you are responsible for all usage or activities that occur while using your password or Account on UnionBank GlobalLinker, distribution of your access password to UnionBank GlobalLinker to others is expressly prohibited and shall constitute a violation of this Agreement. Any fraudulent, abusive, or otherwise illegal activity may be sufficient ground for termination of your membership with UnionBank GlobalLinker, at our sole discretion, and you may be referred to appropriate law enforcement agencies. UnionBank GlobalLinker will not be liable for any loss that may be incurred by you as a result of unauthorized use of your password or Account, either with or without your knowledge. You shall not use anyone else's password at any time. UnionBank GlobalLinker is not under any obligation to verify the actual identity or authority of any person using Username and password to access and use UnionBank GlobalLinker and may act upon any communication that is given with the use of the password. 

(a)You shall notify us by e-mail at info@unionbank.globallinker.com of any known or suspected unauthorized use(s) of your membership, or any known or suspected breach of security, including loss, theft, or unauthorized disclosure of your password or credit card information or any other information. 

b) You will be responsible for maintaining the confidentiality of your password. You never will be required to reveal your password to any representative or agent of UnionBank GlobalLinker, its owners or agents or other Members. 

If you receive such requests please alert the UnionBank GlobalLinker team at info@unionbank.globallinker.com


3.4 Services Access

Ways and reasons under which your access to services on UnionBank GlobalLinker may be restricted or 

If you are leaving or are no longer a part of the concerned Company, you agree to discontinue association with the Company Account on UnionBank GlobalLinker or consent to be removed from the said Company Account on UnionBank GlobalLinker. In case you are the Company Admin, you will transfer your Admin rights before closing your Account. By doing so all features, benefits will not be available for access until you are associated with another Company Account on UnionBank GlobalLinker. 

In case you choose to de-authorise third-party sites to log in to your UnionBank GlobalLinker account, your details continue to remain with us and you may need to reset your access credentials to continue using your account on UnionBank GlobalLinker.

In case, you choose to close your Account or change your Company Network or your Company Admin removes you from your current Company Account, you and the Company Admin agree that by closing your Account, all information, files, content, profile and other content will be deleted from UnionBank GlobalLinker.


3.5 Content Submission on UnionBank GlobalLinker

Content submitted by you should not be in breach of any copyright or intellectual property rights. 

As part of its Service, UnionBank GlobalLinker allows Members to post messages on the discussion forum (including as a part of “Biz Forum”, “Company Buzz”, “Groups”), job boards, and/or classified advertisements, to buy and sell "leads," to ask and answer questions to other Members, and to upload photos, files, information, logos and editorial matter to their Company Profile, chats. UnionBank GlobalLinker claims no ownership rights in any content, editorial matter, image or file uploaded to the Service by you. For the sole purpose of displaying your files/information/profile/content to recipients, including those designated by you, you grant to UnionBank GlobalLinker a perpetual, non-exclusive, royalty-free license to copy and/or distribute these through the Service(s) and when you post content or comment or reply to a comment/question in the Biz Forum, you permit UnionBank GlobalLinker to display and distribute the content, and to use it for advertising and promotion. 

You agree to submit only content (including but not limited to, images, or any other content) owned by you and that will not violate the property or other rights of other people or organizations. You hereby acknowledge that content, including images, even if submitted to a site/forum/association of which you are a member, but belongs to the creator or author of the content and you should not reproduce it without permission of the creator or author. (For example, you may not upload an image of your products unless you have the permission of the photographer who has taken the picture - this 

is because, although you may have physical ownership of the print or graphic file, the copyright is owned by the person who created the image.) 

You agree that the content you post does not offend any section on grounds of gender, caste and other socio-economic sensitivities, and the language and images used as a part of such contributions shall be professional without the use of any slander, expletives or foul language.


3.6 Content Confidentiality

Content posted by you is public and may be used for distribution by us. 

DO NOT add information you deem confidential 

Any communications, submissions, and any other material unless deemed personal by law, including, but not limited to Company information, suggestions, ideas, drawings, concepts, feedback, comments, or other information posted on UnionBank GlobalLinker shall not be subject to any obligation of confidentiality whatsoever by UnionBank GlobalLinker and will be treated as non-proprietary and non-confidential (even if marked confidential or similar denotation). DO NOT POST PRIVATE OR COMPANY CONFIDENTIAL MATERIAL. UnionBank GlobalLinker shall not be liable for any use or disclosure of any such submissions or communications on UnionBank GlobalLinker. UnionBank GlobalLinker reserves the non-exclusive right to edit, copy, publish, and distribute any information or content you transmit or submit to it for any purpose whatsoever without providing any attribution or compensation for using the same.


3.7 Maintaining Conduct on UnionBank GlobalLinker

To facilitate network and a growth oriented environment, all Members are expected to respect others on UnionBank GlobalLinker 

Always treat other Members with courtesy and respect when posting messages, commenting or replying to the discussions, queries, articles, invitations or messages. You will not disrespect or insult any Member or Company due to their origins, religion, caste, race etc. and not use abusive language, expletives and words. 

Please avoid shouting (using all capital letters) in discussion forums or any negative form of communication on UnionBank GlobalLinker. 

View UnionBank GlobalLinker’s list of Non-acceptable actions (not exhaustive). 

Further DigiVation, UnionBank GlobalLinker, its partners, affiliates abide by the Sexual Harassment of Women at Workplace (Prevention, Prohibition & Redressal) Act, 2013 ("POSH Act"). You too are expected to abide by the POSH Act.

UnionBank GlobalLinker reserves the right to terminate the Accounts of Members at its sole discretion and without prior notice, in case of copyright infringement or in case found guilty of abuse by such Member (actual or alleged) or in case of violation of any of the provisions governing UnionBank GlobalLinker.   

3.8 Use of Software and Applications

All applications, use of software are governed by the Terms of this or each Agreement 

If you use or receive software or download applications from UnionBank GlobalLinker as part of the Services (“Software”), it is governed either by specific license for the software, if any, presented by UnionBank GlobalLinker or if no license is presented, the terms of this Agreement and the TOS, if any, apply to the Software. The Software is licensed, not sold, and UnionBank GlobalLinker reserves all rights to the Software not expressly granted by UnionBank GlobalLinker, whether by implication, estoppel, or otherwise. 

In addition to the other restrictions in this Agreement, you may not circumvent or bypass any technological protection measures in or relating to the Software or disassemble, decompile, or reverse engineer any Software that is included in or accessible through the Services.


3.9 Linking, Copying to UnionBank GlobalLinker

No Linking, Framing, Mirroring, Scraping, Data-Mining or Postings 

Links to UnionBank GlobalLinker without the express written permission of UnionBank GlobalLinker are strictly prohibited. To request permission to link to UnionBank GlobalLinker, please send an email to info@unionbank.globallinker.com 

UnionBank GlobalLinker may in its discretion cancel and revoke any permission it may give to a link to UnionBank GlobalLinker at any time and without any notice or liability. The framing, mirroring, scraping or data-mining of UnionBank GlobalLinker or posting any of its content in any form and by any means in violation of terms hereof is strictly prohibited.


4 UnionBank GlobalLinker Offerings & Responsibility


4.1 Ownership & Copyrights of UnionBank GlobalLinker

UnionBank GlobalLinker Services are owned or licensed by DigiVation 

The Service, any underlying technology used in connection with UnionBank GlobalLinker, and all software, material, information, communications, text, graphics, links, electronic art, animations, audio, video, photos, and other data (collectively, the "Content") available within the UnionBank GlobalLinker are provided by UnionBank GlobalLinker or DigiVation or third-party providers and are the copyrighted works of UnionBank GlobalLinker and/or such third parties. Content is owned or licensed by DigiVation and/or third parties and is protected under copyright, trademark, and other proprietary and intellectual property right laws. 

UnionBank GlobalLinker grants you a limited right/license that is non-exclusive, revocable, non-sublicenseable and nontransferable, to access, privately display, and use the Content, including any and all Content provided to you, for your personal use only provided that you agree to and comply fully with this Agreement. Except as set forth, you may not copy, reproduce, publish, distribute, modify, translate into any other language, create derivative works of, reverse engineer any part of Content, or functionality or elements of the UnionBank GlobalLinker or the Services, rent, lease, sell, transfer, display, broadcast, transmit, compile or collect in a database, or in any manner commercially exploit any part of the Content or the Service, in whole or in part. You may not store any significant portion of any Content or the Services owned by, or licensed to UnionBank GlobalLinker in any form, whether archival files, computer-readable files, or any other medium. You also may not "mirror" any Content or the Service on any other server.


4.2 Purchases on UnionBank GlobalLinker

All claims towards payments made for services and products purchased on UnionBank GlobalLinker are to the Account of such provider of products and services 

Transactions, Transaction Price and all commercial terms such as Delivery, Dispatch of products and/or services are as per principal to principal bipartite contractual obligations between Member and Affiliate Partner and payment facility is merely used by the Member and the Affiliate Partner to facilitate the completion of the Transaction. To provide additional value to your purchase some products/services on UnionBank GlobalLinker may be offered in individually or bundled with other products/services.


4.3 Charges & Payments

For paid services, you will be bound by an additional Agreement with UnionBank GlobalLinker or the Affiliate Partner through whom you have made the purchase 

Members may avail of a number of products and/or services on UnionBank GlobalLinker. Some of these will be provided by Affiliate Partners ("Affiliate Services") on their sites or on microsites managed by them. Other services will be provided on UnionBank GlobalLinker ("UNIONBANK Services"), where service selection and payment will be completed on UnionBank GlobalLinker. 

UnionBank GlobalLinker reserves the right to charge listing fees for certain listings, membership fees and fees for use of its premium services, as well as transaction fees based on certain transactions, completed using the Services and further reserves the right to initiate, alter any and all fees from time to time, without notice. 

To facilitate convenience of a single payment transaction for purchases made on UnionBank GlobalLinker (single products/services or multiple products or services) members will be transferred to a ‘Biz Cart’ to review and confirm their selection. 

All payments are routed/ completed through UnionBank GlobalLinker’s payment gateway service. You offer your consent for UnionBank GlobalLinker to collect, process, facilitate and remit payments through the payment gateway to UnionBank GlobalLinker and/or its Affiliate Partners and understand that the single payment is for operational convenience but the transactions may be from different and multiple service providers and you will be bound, additionally, by those terms of use of such service providers. 

All payments on UnionBank GlobalLinker will be accepted in US Dollars or Philippines Peso only. All payments made are governed by the terms of the payment gateway. Members agree to use valid instruments issued by their banks/payment systems to complete payments. Where and when applicable, you authorize UnionBank GlobalLinker to use the payment details provided, for renewal of your service as per agreed terms. 

Use of the payment facility shall not render UnionBank GlobalLinker or UNIONBANK liable or responsible for the non-delivery, non-receipt, non-payment, damage, breach of representations and warranties, non-provision of after sales or warranty services or fraud as regards the products and /or services featured or offered on UnionBank GlobalLinker. 

If your account has been fraudently accessed and a payment is completed please contact the UnionBank GlobalLinker team at info@unionbank.globallinker.com. All payments may not be fulfilled on UnionBank GlobalLinker. 

To expedite future payments and provide ease of use of information, UnionBank GlobalLinker may also store your billing information (card and address information for payments) with the provider of the service. All after services, refunds, returns will be governed by the providers of such services from where you have made the purchase.


4.4 Cancellations & Refunds

Any products or services purchased on or via UnionBank GlobalLinker; will be governed by the policies where the purchase has been completed. 

Affiliate Services will be governed by cancellation policies of the respective Affiliate Partner. Members are required to familiarise themselves with such cancellation and refund/return policies and will be bound by the said policies and UnionBank GlobalLinker, DigiVation or UNIONBANK will not be held responsible for the same. For UnionBank GlobalLinker Services, cancellation requests received within 10 days of completing a purchase; will be governed by a full cancellation charge and immediate refund (within 24 working hours), provided: 

(a) The product delivered was defective or unusable during shipment; 

(b) the actual service provided was different from what was conveyed to such Member or 

(c) rejection of such claim caused due to action or omission by such Member. 

Cancellation and replacement requests will not be accepted if any of the following apply: 

If a Member requests cancellation beyond 10 days of purchase and/or partially or fully utilises UnionBank GlobalLinker Services. Members are requested not to use services purchased if they intend to or apply for cancellation or termination of a UnionBank GlobalLinker Service.


4.5 Confidential Information & Your Privacy

We respect and value your privacy, hence have created a privacy policy to safeguard your interests 

UnionBank GlobalLinker has a firm commitment to safeguarding your privacy. Please review UnionBank GlobalLinker's Privacy Policy. The terms of UnionBank GlobalLinker's Privacy Policy are considered part of, and are hereby incorporated by reference into this Agreement.


4.6 Software Use

We use Cookies and Updates to provide you with a seamless and rich browsing experience. Please view our Cookie Policy which outlines our use of cookies.

UnionBank GlobalLinker and/or the third party service provider may automatically check your version of the Software, and add cookies to your browser. UnionBank GlobalLinker and/or the third party service provider may also automatically download updates to the Software from time to time. You agree to accept such updates subject to these terms unless other terms accompany the updates. If so, then such other terms shall apply. UnionBank GlobalLinker isn't obligated to make any updates available and doesn't guarantee that we will support the version of the system for which you licensed the Software. Such updates may not be compatible with software or services provided by third parties.

4.7 Links & Third-Party Sites

We may add links to Third Parties to enhance your experience on UnionBank GlobalLinker 

The Service may contain links and information from specially sourced third party providers (Affiliate Partners) of products and/or services relevant to SMEs, such information of affiliate partners may be presented or displayed on UnionBank GlobalLinker and may lead to links through banners, advertisements, features and articles, other content including websites and other resources (including but not limited to micro sites and independent windows). These links are to websites that are not under the control of, reviewed, monitored, or endorsed by UnionBank GlobalLinker, and as such UnionBank GlobalLinker or its owners are not responsible or liable for any errors, omissions or representations or information, content, or any other materials of any linked website. Such links are provided for convenience purposes only. You agree to exercise discretion and that you are solely responsible and liable for verifying the accuracy of all information on your own before undertaking any reliance on such information as well as for any interactions you may have with such linked websites, their sponsors, owners, or other third-parties. You acknowledge and agree that UnionBank GlobalLinker shall not be responsible or liable, both directly and indirectly, for any damage or loss whatsoever caused, or alleged to be caused by or in connection with the use of or reliance upon any such third party goods or services, or content, available through linked websites. The information as well as the availing of such products and services of such Affiliate Partners will be governed by specific terms of use of such Affiliate Partners and UnionBank GlobalLinker. UnionBank GlobalLinker will make every effort to provide special, exclusive or customized features and/or pricing and or services of such partners however, such efforts will be on a best effort basis and UnionBank GlobalLinker shall not be held liable if a better offer/service or price/treatment is available at places other than UnionBank GlobalLinker.


4.8 UnionBank GlobalLinker’s Communication with its Members and Users

Messages from UnionBank GlobalLinker may not be copied or used by you other than for the reason they were meant 

All messages in any communication (including but not limited to emails, notifications, alerts, reminders, SMSs, messages with users and Members is intended only for the person or entity to which it is addressed and may contain confidential and/or privileged information. You are strictly prohibited to perform unauthorised reviews, use, re-transmit, disseminate, copy, disclose or make other use of, or take any action in reliance upon this information. If you have received these messages in error, please notify the sender immediately and delete the said message from your system. Reasonable precautions have been taken to ensure that these messages are virus-free. 

DigiVation and UNIONBANK do not accept responsibility for any loss or damage arising from the use of these messages or attachments.


4.9 Availability of UnionBank GlobalLinker Services

For as long as UnionBank GlobalLinker continues to offer the Services, UnionBank GlobalLinker shall provide and seek to update, improve and expand the Services. As a result, we allow you to access UnionBank GlobalLinker as it may exist and be available on any given day and have no other obligations, except as expressly stated in this Agreement. We may modify, replace, refuse access to, suspend or discontinue UnionBank GlobalLinker, partially or entirely, or change and modify prices for all or part of the Services in our sole discretion. All of these changes shall be effective upon their posting on UnionBank GlobalLinker or by direct communication to you unless otherwise noted. UnionBank GlobalLinker further reserves the right to withhold, remove and or discard any Content available as part of your Account, with or without notice if deemed by UnionBank GlobalLinker to be contrary to this Agreement. For avoidance of doubt, UnionBank GlobalLinker has no obligation to store, maintain or provide you a copy of any Content that you or other Member when using the Services may have uploaded/provided. Does not guarantee delivery or receipt of content shared between you and another Member either by you or another Member on UnionBank GlobalLinker’s platforms.


4.10 Content Monitoring

We do not monitor content on UnionBank GlobalLinker, but will not hesitate to remove any material if it violates the letter or spirit of this Agreement 

UnionBank GlobalLinker does not actively monitor a Member's uploaded files, Company Profiles, and other material nor does UnionBank GlobalLinker exercise any editorial control over the content of any material that the Member uploads on UnionBank GlobalLinker. However, UnionBank GlobalLinker reserves the right to remove any and/or all of the Member's material from UnionBank GlobalLinker that are in it's sole discretion, potentially illegal, a violation of trademark and/or copyright, obscene, indecent, defamatory, incites racial or ethnic hatred, violates the rights of others or otherwise violates the acceptable use policy stated below in this Agreement. Upon removal of the material, UnionBank GlobalLinker may notify the Member of the removal of the materials, as well as the reason for removal. In no instance shall UnionBank GlobalLinker be liable for the removal of the materials. UnionBank GlobalLinker reserves the right to immediately terminate its Service to Member and cancel his/her membership for any flagrant or repeat violations of this Agreement.


5 UnionBank GlobalLinker’s Indemnity, Warranty and Liability


5.1 Indemnification to Liability

UnionBank GlobalLinker employs and will, in future, introduce means to ensure Companies registered on UnionBank GlobalLinker are genuine. You are adviced to use caution and perform your own validation before entering into transactions with such companies. UnionBank GlobalLinker assumes no liability or damages for any losses (in any manner) faced by you while dealing with a Company and its Company Members on UnionBank GlobalLinker. 

You will indemnify UnionBank GlobalLinker and those associated with it against any losses incurred by you or your Company and for any damages due to performance failures 

In no event will UnionBank GlobalLinker, its owners, employees, contractors, subcontractors, suppliers, agents, Affiliate Partners, subsidiaries, successors or assigns be liable to any party for any direct, indirect, consequential, incidental, special or other indirect Content or other materials provided or available hereunder (including without limitation, cost of cover), arising out of or in connection with this Agreement or any Services, Content or other materials provided or available hereunder, even if such party was expressly advised of the possibility of such damages, and regardless of whether such damages arose in contract, tort (including negligence), strict liability or other legal basis.


Indemnification against losses to your Company

You and/or your Company will indemnify UnionBank GlobalLinker, its partners, Affiliate Partners, agents and employees if your Company suffers losses, action, lawsuits, claim arising from actions of any Member associated with your Company either with another Member or Company on UnionBank GlobalLinker


5.2 Disclaimer of Warranty and Limitations of Liability

No warranties are provided for facilities, features services and products etc. availed of by you on UnionBank GlobalLinker 

UnionBank GlobalLinker and its associated Services are provided on an "as is," "with all faults" and "as available" basis without representations or warranties of any kind, either express or implied, including, but not limited to, accuracy, timeliness of information available from the Services, implied warranties of merchantability, fitness for a particular purpose or audience, and non-infringement, communication with Members and Users by UnionBank GlobalLinker. In no event will UnionBank GlobalLinker, unionbank.globallinker.com, or UNIONBANK or DigiVation or its promoter(s) or partner(s) or directors, officers, employees, affiliates, or agents be liable to you or any third party for any incidental, indirect, special, or consequential damages (even if you were advised of the possibility of such damages), arising out of your use of or inability to access UnionBank GlobalLinker or use the Service(s), including without limitation, loss of revenue or anticipated profits, loss of goodwill, lost business, lost data, computer failure or malfunction, or any and all other damages or losses that result from mistakes, omissions, interruptions, deletions of files, errors, defects, viruses, delays in operation or transmission, or any failure of performance, whether or not limited to acts of god, communications failure, theft, destruction, or unauthorized access to UnionBank GlobalLinker's records, programs, or services. If you are dissatisfied with any portion of UnionBank GlobalLinker or the Service(s), or with any of the terms of this Agreement, your sole and exclusive remedy is to discontinue using the Service or close your Account. It is further clarified that in jurisdictions that do not allow the exclusion or limitation of liability for consequential or incidental damages, UnionBank GlobalLinker's total liability shall not in any event exceed the registration/listing fees paid by the Member for registering/signing up with UnionBank GlobalLinker or availing the Service(s).


5.3 Limitation of Service

UnionBank GlobalLinker is initially created for use by SME Companies and their employees (members) in Philippines and if you are based outside Philippines you are responsible to ensure the services you avail of are permitted by regulations in your country 

DigiVation controls and operates UnionBank GlobalLinker from Philippines and makes no representation that the Content is appropriate or available for use in other locations. If you use UnionBank GlobalLinker, Service(s) or Content from locations outside Philippines, you are responsible for compliance with applicable local laws, including, but not limited to, export and import regulations of other countries and you shall be solely and exclusively liable for any breach of any applicable local laws, rules and regulations or general code of conduct and UnionBank GlobalLinker, UNIONBANK or DigiVation cannot be held responsible for the same. Unless otherwise explicitly stated, all marketing or promotional materials found on UnionBank GlobalLinker are solely directed to individuals, companies, or other entities located in Philippines. You agree that none of the Content, nor any product or Service(s) accessed or used through UnionBank GlobalLinker, is being or will be acquired for, shipped, transferred, or made available, either directly or indirectly, to proscribed or embargoed countries or their nationals, or any countries that are subject to export restrictions under laws of the Philippines, unless authorized by the Philippines. You agree to strictly adhere to and comply with all export laws of the Philippines and assume sole responsibility for adherence to and compliance with such laws. Your personal information shall only be used in accordance with UnionBank GlobalLinker's Privacy Policy.


5.4 Indemnity

You will indemnify UnionBank GlobalLinker and all associated entities from results or effects of your use of the service 

You shall indemnify, hold harmless and defend at your own expense, UnionBank GlobalLinker, GlobalLinker, UNIONBANK and DigiVation, its promoters, partners, affiliates, officers, directors, employees, members, contractors, agents, suppliers, and representatives against any claim, suit, actions, demands, liabilities, expenses, including without limitation, reasonable attorney's fees, or any proceeding brought against UnionBank GlobalLinker, UNIONBANK, DigiVation which arises out of, relates to or results from use of any Content, whether or not such use is authorised by or violates this Agreement or applicable law; or is related to your violation of the provisions governing UnionBank GlobalLinker, or of any claim of defamation, invasion of privacy, right of publicity, infringement of intellectual property or other proprietary rights relating to your use of the Service.


5.5 Downtime, Services disruptions and backup

We will strive to keep a high uptime and availability for UnionBank GlobalLinker and you are additionally advised to take precautions 

We strive to keep UnionBank GlobalLinker up and running; however, all online services suffer occasional disruptions and outages, and UnionBank GlobalLinker will not be liable for any disruption or loss you may suffer as a result. Further, UnionBank GlobalLinker shall not be liable for any downtime, disruptions and outages of the linked websites or website of third party Affiliate Partner or other service providers. You should regularly back up the content that you store in the Account. Having a regular backup plan and following it can help you prevent loss of your content.


5.6 No Injunctive Relief

You waive your rights to try to stop UnionBank GlobalLinker, but we don’t waive our rights to seek legal intervention to stop your actions. 

In no event shall you seek or be entitled to rescission, injunctive or other equitable relief, or to enjoin or restrain the operation of the Services, exploitation of any advertising or other materials issued in connection therewith, or exploitation of the Services or any content or other material used or displayed through the Services


6 Termination & Involuntary Closure


6.1 Mutual rights of termination

You and UnionBank GlobalLinker both have the right to terminate this Agreement 

You may terminate this Agreement, for any or no reason, at any time, with notice to UnionBank GlobalLinker. This notice will be effective upon UnionBank GlobalLinker duly receiving your notice. UnionBank GlobalLinker may terminate this Agreement for any reason or no reason, at any time, with or without notice. This cancellation shall be effective immediately or as may be specified in the notice. For avoidance of doubt, only UnionBank GlobalLinker or any third party paying for the Services may terminate your access to any Services. Termination of your UnionBank GlobalLinker Account includes disabling your access to UnionBank GlobalLinker and may also bar you from any future use of UnionBank GlobalLinker


6.2 Involuntary Termination

Conditions due to which Accounts on UnionBank GlobalLinker may be terminated 

Without prejudice to the other remedies available to UnionBank GlobalLinker under this Agreement, the TOS or under applicable law, UnionBank GlobalLinker may immediately temporarily/indefinitely restrict, suspend or terminate the Account of any Member and/or refuse to provide the Member with access to UnionBank GlobalLinker who abuses or misuses the Services or UnionBank GlobalLinker is unable to verify or authenticate any information provided by the Member. Misuse of the Services includes abusing the services; creating multiple or false Member and Company profiles; using the Services commercially without authorization, infringing any intellectual property rights, or any other behavior that UnionBank GlobalLinker, in its sole discretion, deems contrary to its purpose. UnionBank GlobalLinker may at any time in its sole discretion reinstate suspended Members. Once the Member has been indefinitely suspended, the Member shall not register or attempt to register with UnionBank GlobalLinker or use UnionBank GlobalLinker in any manner whatsoever until such time that the Member is reinstated by UnionBank GlobalLinker. One unique Company Account should be created/ registered with UnionBank GlobalLinker. Duplicate Company Accounts are not allowed to be created. 

In case of request for multiple Accounts in the same name the first Account registered/signed up with UnionBank GlobalLinker may be created/retained.


Membership in UnionBank GlobalLinker may be terminated, and Member Account may be closed/removed if Member has not signed in to UnionBank GlobalLinker for a period of 180 days.

Death & Insolvency 
On death of a Member, closure of a Company or insolvency of a Member/Company, the respective Account will be closed/terminated, on UnionBank GlobalLinker’s discretion and/or availability of appropriate evidence of such occurrence/event.


6.3 Effect of Termination

You will lose access to all services when an Account is terminated 

Upon the termination of your UnionBank GlobalLinker Account, you lose access to all Services offered on UnionBank GlobalLinker. In addition, UnionBank GlobalLinker may block access to the Service from an IP address or range of IP addresses associated with those of the terminated Member. The terms of this Agreement shall survive any termination.


7 Laws, Disputes & Arbitration


7.1 Compliance with Laws

You must comply with all applicable laws 

You agree to comply with all applicable laws, rules, and regulations in connection with your activities under this Agreement, including and without limitation the applicable regulations under the Foreign Trade Policy of Singapore, as amended to assure that the Content is not exported in violation of laws of Singapore laws.


7.2 Governing Law

Any legal dispute shall be subject to the exclusive jurisdiction of Singapore courts 

This Agreement shall be governed by and construed in accordance with the laws of Singapore. Any claim, cause of action or dispute (“claim”) arising out of or related to this Agreement shall be determined by the competent courts at Singapore only.


7.3 Severability

Any unenforceable terms will not disallow the others from being enforced and terms may be replaced 

If any provision of this Agreement is determined by any court of competent jurisdiction to be unenforceable, such provision shall be interpreted to have the broadest application as shall be enforceable. Further, UnionBank GlobalLinker shall also have the right to replace those terms with similar terms to the extent enforceable under the relevant law. The unenforceability of any particular provision of this Agreement shall not affect any other provision hereof, which shall continue in full force and effect.


7.4 Co-operation with Law


UnionBank GlobalLinker will cooperate with applicable laws and authorities as required 

UnionBank GlobalLinker will cooperate with any and all appropriate legal authorities in investigating claims of illegal activity, including, but not limited to illegal transfer or use of copyrighted material or other illegal activity. UnionBank GlobalLinker reserves the right to monitor or view material uploaded by Members on UnionBank GlobalLinker at any time for the purpose of ensuring compliance with this Agreement.


8 Miscellaneous


8.1 Use of UnionBank GlobalLinker Services

You agree to use the Services using your own discretion and judgment 

You expressly agree that use of the Services is solely at your risk and consequences. To the extent UnionBank GlobalLinker acts only as a forum wherein the third party service providers (including but not limited to Affiliate Partners) offer their services, it shall not have any liability whatsoever for any aspect of the standards of services provided by the service providers. In no circumstances shall UnionBank GlobalLinker be liable for the services provided by any third party service provider.


8.2 No Professional Advice


We do not promote any content by other Members. You must aim to seek professional advice at all times 

Content available on UnionBank GlobalLinker, including, without limitation, reviews, opinions, directions, guides are not a substitute for any type of professional advice, including, without limitation, financial or legal advice. Always seek the advice of an appropriate professional/expert opinion and never disregard professional advice or delay in seeking it because of the Content. UnionBank GlobalLinker does not certify or endorse the Content on its webpage/portal, including without limitation any opinion, recommendation, advice, or any other information contained in the Content.


8.3 Interpretation of the Agreement

All documents together form the entire Agreement 

This Agreement (together with the Privacy Policy, TOS and other additional policies/terms/conditions on UnionBank GlobalLinker, if any and to the extent applicable) constitutes the entire agreement between you and UnionBank GlobalLinker for your use of the Services. It supersedes any prior agreements/arrangement/understanding (whether written or oral) between you and UnionBank GlobalLinker regarding your use of the Services. This agreement is applicable in the English version, as deemed appropriate by the Singapore Laws


8.4 Your Relationship with UnionBank GlobalLinker

Clarifying the nature of relationship you will have with UnionBank GlobalLinker 

None of the provisions of this Agreement, terms and conditions, notices or the right to use UnionBank GlobalLinker by the Member contained herein or any other section or pages of UnionBank GlobalLinker and/or the linked websites or pages, shall be deemed to constitute a partnership, joint venture, employee-employer or franchiser-franchisee between the Member and UnionBank GlobalLinker and no party shall have any authority to bind or shall be deemed to be the agent of the other in any way. It may be noted, however, that if by using UnionBank GlobalLinker, the Member authorizes UnionBank GlobalLinker and its agents to access third party sites designated by them or on their behalf for retrieving requested information, the Member shall be deemed to have duly appointed and authorised UnionBank GlobalLinker and its agents as their agent for this purpose.


8.5 Your Relationship with UnionBank GlobalLinker

The headings, sub-headings and captions are provided only for convenience 

The headings, subheadings and captions herein are included for convenience and identification only and are not intended to describe, interpret, define or limit the scope, extent or intent of this Agreement, UnionBank GlobalLinker Privacy Policy, the TOS or the right to use UnionBank GlobalLinker by the Member contained herein or any other section or pages of UnionBank GlobalLinker or any linked websites in any manner whatsoever.


8.6 Interpretation of Number and Genders

How terms in this Agreement may be interpreted 

The terms and conditions herein shall apply equally to both the singular and plural form of the terms defined. Whenever the context may require, any pronoun shall include the corresponding masculine and feminine. The words "include", "includes" and "including" shall be deemed to be followed by the phrase "without limitation". Unless the context otherwise requires, the terms "herein", "hereof", "hereto", "hereunder" and words of similar import refer to this Agreement as a whole.


8.7 Assignment

How we may assign this Agreement to another person/entity 

UnionBank GlobalLinker shall have the right to assign this Agreement (including all of its rights, titles, benefits, interests, and obligations and duties in this Agreement and in any Agreement relating to Services to any person or entity. The Member may not assign, in whole or part, this Agreement to any person or entity.


8.8 Changes to the Terms of Use/User Agreement

Our terms will be updated on a regular basis and we may notify you of such changes 

UnionBank GlobalLinker reserves the right, at its sole discretion, to update, add, remove, change, modify, revise the terms of this Agreement from time to time without prior notice on an as-needed basis by placing an update of this Agreement online at UnionBank GlobalLinker at this location or at any other designated location at UnionBank GlobalLinker. Revisions/changes to this Agreement will be effective when posted on UnionBank GlobalLinker and we may notify you of these revisions, however, you shall be responsible for regularly reviewing the terms of this Agreement. By using UnionBank GlobalLinker after any revision of the terms of this Agreement, you agree to be bound by such changes/revisions. This Agreement creates a binding legal Agreement, so please read the same carefully. If you do not agree to these changes/revisions, you must immediately discontinue using UnionBank GlobalLinker.


9 Notices


9.1 We will only accept notices sent by you in writing

All notices or demands to or upon UnionBank GlobalLinker shall be effective only if made in writing and sent to DigiVation World Pte Ltd,120 Robinson Road, # 15-01, Singapore 068913 - PostBox. All written communication shall be made in English only. All notices or demands sent under this Agreement shall be effective if either delivered personally, sent by courier, certified mail, by facsimile or email to the address mentioned herein above.


9.2 Notices to You/Members

All notices or demands to or upon a Member(s) shall be sent to the last-known correspondence, fax or email address provided by such Member(s) to UnionBank GlobalLinker, or by posting such notice or demand on an area of the UnionBank GlobalLinker that is publicly accessible without a charge. Notice to a Member shall be deemed to be received by such Member(s) if and when UnionBank GlobalLinker is able to demonstrate that communication, whether in physical or electronic form, has been sent to such Member(s), or immediately upon UnionBank GlobalLinker posting such notice on an area of UnionBank GlobalLinker that is publicly accessible without charge.


10 Contact UnionBank GlobalLinker


UnionBank GlobalLinker aims at providing a smooth and great experience. Thus, if you face any grievances, violations, infringements, please connect with us. 

Our final, only and exclusive action will be removal of the said material or termination of the Account, in case of severe offences, as we deem fit. You should support your claim by providing necessary proofs for any action.


10.1 Grievances

Where you may address any grievances 
For any grievances please connect with our team at info@unionbank.globallinker.com


10.2 Infringements & Violations

Connect with us if your material has been infringed or violated 

Copyright infringements, intellectual property violations are not tolerated and are unacceptable. Please contact us at info@unionbank.globallinker.com for any issues


10.3 Registered Address

Where you may write to us 

We can be reached at: 

DigiVation World Pte Ltd,
120 Robinson Road, # 15-01,
Singapore 068913


11 Non-acceptable Actions on UnionBank GlobalLinker


You may not use UnionBank GlobalLinker for unlawful and abusive purposes. Incidents and uses that may cause your Account with UnionBank GlobalLinker to be terminated include, but are not limited to:


  • Use of UnionBank GlobalLinker and/or the Services in any manner prohibited (both express and implied) by this Agreement and/or the relevant TOS.
  • Uploading or transmission of any data or material that contains trojans, worms, viruses or any code of a destructive or spying nature, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware or host or network.
  • Removing any proprietary notices or label on any Content, or using the Service in conjunction with any device or service designed to circumvent technological measures employed to control access to, or the rights in, any Content or other work protected under copyright laws.
  • Uploading or transmission of any file or content that harm minors in any way, including any form of child pornography.
  • Uploading or transmission of any file or content that spreads messages of terror or depicts torture or death-images.
  • Uploading or transmission of files intended to threaten or harass any individual or organization.
  • Using the Service for any purpose other than which it is intended.
  • Using the Service for submission, generation or inclusion of unsolicited bulk email or other forms of email abuse (i.e. SPAM).
  • Using the Service for advertising, trading of goods or services, or other commercial use except as permitted by UnionBank GlobalLinker.
  • Attempting to impersonate any person or Company, using forged headers or other identifying information in a defamatory way.
  • Uploading any programs that may cause a disruption to the Service or UnionBank GlobalLinker.
  • Any action that violates the laws of applicable local, state, federal or international governmental bodies.
  • Sharing the Account with anyone or re-selling the Service without express written permission from UnionBank GlobalLinker.
  • Use of UnionBank GlobalLinker and/or Services and/or linked websites in any manner that, could damage, disable, overburden or impair it or interfere with any other Members or party's or use and/or enjoyment of the UnionBank GlobalLinker and/or Services and/or linked websites.
  • Obtaining or attempting to obtain any materials or information through any means not intentionally made available or provided for or through UnionBank GlobalLinker.

Cookie Policy


GlobalLinker (hereafter referred to as ‘We/Us/Our’) aims to make your business growth simple. We use cookies to provide you with an experience that is contextually relevant and useful to your business. 
Cookies help us provide you with a customised experience on the desktop, mobile or native clients. Cookies however, don’t store any personally identifiable information and are not harmful to your computer. By continuing to use our service, you agree to GlobalLinker’s cookie policy.


What are cookies?

  • Any cookie will NOT store any personally identifiable data (like Name, email, etc.) in CLEAR TEXT form.
  • Cookies will NEVER store PASSWORDS, even in encrypted forms; every session should be authenticated by inputting a valid password by customer


To find out more about cookies, visit http://www.allaboutcookies.org/


What kinds of cookies we use?

We use these cookies while you browse pages and features:

  • Session cookies: While you use GlobalLinker, session cookies carry information across pages and various modules, thus helping you make optimal use of features and benefits. When you sign out or close your browser, these cookies are deleted automatically. For instance; if a Member is inactive for more than 15 minutes, the users’ session expires and these cookies are deleted.
  • Persistent cookies: Information which allows us to recognise you, remember your preferences etc. so you don’t have to re-enter this information at all times. These cookies are stored permanently on your hard drive. The ‘Remember Username’ option on the Sign In page is an example of a persistent cookie we use.


How do we use them?

We use cookies and other technologies, namely; Web Beacons, Flash Cookies which allow us to recognize you, customise your experience, and serve content, offers, features, information, messages, advertisements etc., on and off GlobalLinker. We will also place cookies when you participate in initiatives like surveys, pools or other party research offered by us on third party sites with your consent.

  • We may use cookies for validation and help in understanding customer behavior by data collection of navigational data
  • We will NOT collect any personally identifiable data (like Name, email, etc.) using Cookies


Third Party cookie use

GlobalLinker ties up with reputed and trusted affiliates and partners, who provide their services via our site and may use cookies to collect analytical data on platform or interface performance. We also collaborate with analytics providers to enable us to understand and enhance your user experience. In addition, when users are transferred to our partner’s site, they are controlled by such policies of our partners. While our partners have defined cookie policies defined along similar lines, customers are advised to visit our partner’s site for their actual policy statements.


How can you control cookies?

Most web browsers automatically accept cookies. Of course, by changing the options on your web browser or using certain software programs, you can control how and whether cookies will be accepted by your browser. GlobalLinker supports your right to block any unwanted Internet activity, especially that of unscrupulous websites. However, blocking GlobalLinker cookies may disable either partially or fully some or all features on GlobalLinker, and may make it impossible to purchase or use certain Services available on GlobalLinker. Please note that it is possible to block cookie activity from certain websites while permitting cookies from websites you trust, like GlobalLinker.